Q. What kind of loans does Instant Auto Title  Loans offer?

A. We offer  an Auto Title Loan which is also known as “Pink Slip Loan” or “Car Title Loan”. The loan is based on the value of your car, which becomes a collateral for the loan.  
You will still keep and drive your car for the term of the loan, regardless of its duration.

Q. How important is my credit for this loan?

A. Your credit is not important at all. You can be approved for a loan today, regardless of  your credit history.   Instant Auto Title  Loans will approve your loan based on the value of your car and your ability to repay the loan.
We will help you in every possible way to get the money you need.

Q. What is the usual time frame for getting the loan ?

A. We will approve your loan within minutes upon you submitting an application.
Our goal is to help you get  the money the same day. It is beneficial for you to submit all the documents upon request from the loan officer.
 
Q. Does my car have to be paid off?

A. No. In many cases we will be able to pay off the existing loan. 

Q. What do I need to qualify?

A. The most important requirement is to have a “clear” title on your car.
The trade-in value of your car has to be at least $3,800 and your mileage should not exceed 150,000 miles.

Q.  What is the minimum loan amount?

A. $2,510 in California and New Mexico, $1,500 in Arizona and South Carolina.
 
Q. Can I still borrow from Instant Auto Title Loans if I am unemployed?

A. Yes. 

Q.  Is there a pre-payment penalty?

A. There is no pre-payment penalty on any of our loans.

Q Where does Instant Auto Title Loans do business?

A. Instant Auto Title Loans serves the following states: California, Arizona, New Mexico and South Carolina.